32413 housing market
ZIP code · Panama City Beach · BayThe median sale price in ZIP code 32413 was $490K in May 2026, up 4.6% year over year, measured across homes that actually closed that month (Redfin). The three months through May 2026 averaged $479K, easing from $492K across the three months before that. That puts prices 7.5% below the strongest three-month stretch on record here, which ended in May 2023 at $518K. Zillow's home value index, which models the entire housing stock rather than only the homes that changed hands, reads $471K for Jun 2026, down 2.5% year over year.
Buyers had 690 homes to choose from in May 2026, down 17.1% year over year (Redfin). 458 homes came to market in May 2026, down 15.3% year over year, against 272 closings, up 7.1% year over year. Homes that sold in May 2026 took a median of 100 days to go under contract, 4 days faster than this market's usual May pace.
Sellers were asking a median of $525K in Jul 2026, essentially flat year over year (Realtor.com). Asking prices and closing prices never describe the same homes, so the gap between them reads as seller expectation rather than a discount available to buyers: in May 2026 the list median ran 4.1% above the closing median. Competition is measurable in the closings themselves: 6% settled above asking, and the average sale landed at 96% of its final list price. 18% of listings carried a price cut in Jul 2026.
This page tracks 18 monthly housing series for ZIP code 32413 — median sale price, median list price, ZHVI home value, inventory (active), active listings, median days on market, and more — sourced from Realtor.com, Redfin, Zillow ZHVI, running from Aug 2016 through Jul 2026. Chart any of them below, switch between levels and year-over-year change, or add nearby Florida markets to compare side by side.
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Sources for 32413: Redfin · Realtor.com · Zillow ZHVI. Listing metrics and closed-sale metrics are never blended; every figure above names its source and vintage.