Clay County, FL housing market

The median sale price in Clay County, FL was $350K in May 2026, down 0.9% year over year, measured across homes that actually closed that month (Redfin). The three months through May 2026 averaged $351K, firming from $344K across the three months before that. That puts prices 3.1% below the strongest three-month stretch on record here, which ended in Jul 2022 at $363K. Zillow's home value index, which models the entire housing stock rather than only the homes that changed hands, reads $339K for Jun 2026, down 1.0% year over year.

Buyers had 1,213 homes to choose from in May 2026, down 13.2% year over year (Redfin). At the current sales pace that standing inventory works out to 3.8 months of supply; convention treats four to six months as a balanced market, which puts Clay County, FL on the sellers' side of that line. 437 homes came to market in May 2026, up 2.1% year over year, against 317 closings, down 11.0% year over year. Homes that sold in May 2026 took a median of 58 days to go under contract, in line with this market's usual May pace.

Sellers were asking a median of $365K in Jul 2026, essentially flat year over year (Realtor.com via FRED). Asking prices and closing prices never describe the same homes, so the gap between them reads as seller expectation rather than a discount available to buyers: in May 2026 the list median ran 2.6% above the closing median. Competition is measurable in the closings themselves: 13% settled above asking, and the average sale landed at 98% of its final list price. 30% of listings carried a price cut in May 2026.

This page tracks 18 monthly housing series for Clay County, FL — median sale price, median list price, ZHVI home value, inventory (active), active listings, median days on market, and more — sourced from Realtor.com via FRED, Redfin, Zillow ZHVI, running from Aug 2016 through Jul 2026. Chart any of them below, switch between levels and year-over-year change, or add nearby Florida markets to compare side by side.